Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.
Check your rate for a low fixed-rate personal loan in just minutes. Borrow up to $50,000 with no prepayment penalties. Checking your rate has no impact to your credit score.
A personal loan through Upgrade gives you a fixed interest rate that never changes, unlike variable interest rates that change with market conditions. The fixed interest rate eliminates the risk of surprise interest hikes and the set payoff date gives you a clear date that you’ll be out of debt.
We combine affordable personal loans and cards with free credit monitoring to help our customers make good financial decisions so they can build the future they want.
Rewards Checking Preferred earns you up to 2% cash back on purchases. No monthly fees, FDIC-insured, get paid up to 2 days early with direct deposit. Open an account today!